Home contents insurance for your valuables

Home contents insurance offers financial safety for items inside your home like your furniture, electronics, clothes and even kitchen gadgets if something unexpected happens, like theft or damage from accidents, fire or floods.

Buildings insurance covers the structure of your house – think walls, roof, floors, and any built-in fixtures. It's to protect you from incidents like fire, storms, or other damage caused to the actual building.

Contents insurance, on the other hand, protects items inside your home – furniture, electronics, clothes, and even your favorite coffee machine. Basically, if you can take it with you when you move, it's usually covered by contents insurance.

To have peace of mind for life’s little (and big) mishaps. Whether it's a burst pipe, a break-in, or a clumsy spill, home contents insurance helps cover the cost of replacing or repairing your belongings.

Imagine turning your house upside down – everything that falls out is likely covered by home contents insurance! This means your personal belongings; like your furniture, furnishings, designer clothes, tech gadgets, and even collectibles. It also covers you for some major disasters, like theft, fire, and accidental damage.

Yes, if your chosen policy has accidental damage included, you’ll be protected if you, say, spill coffee on your laptop or break your TV during a movie marathon. No judgment – we’ve all been there!

Typically, things like wear and tear or intentional damage aren’t covered. For example, if your couch is worn out after years of use, that’s not something insurance would handle. You can easily check your policy to see what’s included and what’s not.

A good tip is to make a list of your items and estimate their total value. You want to be sure you’re covered for the replacement cost of all your stuff. Don’t forget to factor in any big-ticket items like jewelry, electronics or designer items.

If you need to make a claim, it’s super simple. Just get in touch with us, share the details of what happened, and provide any proof (like photos or receipts). We’ll guide you through the process and let you know what to do next.

Absolutely! At Shory, we believe one size doesn’t fit all. You can tailor your coverage to suit your needs by adding extras like accidental damage, accidents to your domestic helper, items in your garden, or increased coverage for third party liabilities. Just let us know what’s important to you!

Shory’s Home Contents Insurance Providers usually protect you against a variety of risks, including:

• Fire

• Theft

• Water damage

• Impact damage

• Storms and floods

• Vandalism

No, contents insurance isn’t legally required in the UAE, but it’s a smart choice to protect your belongings. Accidents and unexpected events happen, and having contents insurance means you will be compensated in replacing your things.

After making a claim, your premium may increase, but it depends on the type and number of claims. It’s always good to review your policy to see how claims might affect future costs. At Shory we will always help you shop around for the best deal.

If you buy new items or your belongings increase in value, it’s a good idea to at least review your policy to ensure you have the right level of coverage.

You can reach Shory’s customer support team by calling or dropping a WhatsApp message at 800SHORY for any questions or assistance with your home contents insurance.