The UAE Cabinet has issued a decision to establish a healthcare insurance system for workers registered with private sector establishments, and for auxiliary service workers in the UAE who do not have healthcare insurance available to them. Employers in private sector establishments and employers of auxiliary service workers in the concerned Emirates are required to pay the healthcare insurance premium for their registered workforce upon issuance or renewal of their residency permits, according to the healthcare insurance system to be issued under this decision. The mandatory implementation of this decision will commence on January 1, 2025.
Types of Healthcare Insurance Available:
According to the healthcare insurance system for workers registered with private sector establishments and auxiliary service workers in the UAE, there will be three available insurance packages, each offering different benefits and advantages depending on the package type, but all ensuring access to distinguished healthcare services:
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The Basic Package with an average value of AED 750 annually.
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The Intermediate Package with an average cost of AED 3,500 annually.
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The Advanced Package starting from AED 7,500 annually.
Advantages of this Type Healthcare Insurance:
There are numerous benefits associated with healthcare insurance for private sector employees and auxiliary service workers, including:
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Providing security and peace of mind in facing health risks.
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Alleviating financial burdens associated with treatment.
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Contributing to enhancing productivity in the workplace environment.
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Making the UAE job market more attractive to global talents.
In Conclusion
The decision of the UAE Cabinet to mandate employers in private sector establishments and employers of auxiliary service workers to provide healthcare insurance is a positive step that benefits both employees and employers alike. It also opens up new prospects for the healthcare and insurance sectors, encouraging competition and stimulating innovation in providing healthcare services and insurance services.
