Many drivers experience traffic accidents, so it's crucial to know the procedures to follow in such cases. In this article, we'll discuss the steps to file a car insurance claim in Dubai after an accident to cover the costs of repairing your vehicle.
What is an Insurance Claim?
An insurance claim is the official request submitted by the policy holder to the insurance company to cover the losses or damages incurred by the insured vehicle.
Steps for Filing a Car Insurance Claim in Dubai
Here are the basic steps to follow for starting to file a car insurance claim in Dubai:
1. Contact the Police:
Immediately call the police at 999 upon the occurrence of the accident to report it. Make sure to obtain a copy of the accident report.
2. Take Photographic proofs:
Take photos of the damages to your vehicle from several angles, showing the license plate.
3. Inform the Insurance Company:
Contact your insurance company as soon as possible. Provide necessary information such as the insurance policy number, its expiry date, and precise details about the accident (location, time, and date). You can contact Shory at 800 SHORY.
4. Submit Required Documents:
Filing a car insurance claim in Dubai requires preparing the following documents:
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Police report
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Emirates ID
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Car ownership documents
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Driving license
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Filled claim form with accident details
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Clear photos of the damage to your car.
5. Get the Vehicle Inspected:
An insurance company representative will inspect the damages and estimate the cost of repairing your car.
6. Agreement and Settlement:
After reviewing the claim, the insurance company determines the compensation amount. Often, the repair cost is directly sent to the authorized repair workshop.
To file a car insurance claim on Shory, you can follow the steps listed here.
Conclusion
Prompt reporting is a crucial factor in the process of filing a car insurance claim in Dubai. Ensure to provide all necessary information and documents to expedite this process.
