The government of Abu Dhabi has implemented special provisions to ensure that orphans and people of determination (individuals with disabilities) under the age of 18 receive access to necessary healthcare services. Understanding the process of applying for health insurance for these individuals is crucial to safeguarding their wellbeing. Here’s a step-by-step guide to help you navigate the process.
1. Overview of the Health Insurance Scheme
In Abu Dhabi, the Department of Health (DoH) oversees the provision of healthcare services, ensuring that vulnerable segments of the population, such as orphans and people of determination, are covered under government-supported health insurance plans. These plans provide comprehensive medical coverage, including treatment, surgery, rehabilitation, and other healthcare services, to guarantee equal access to necessary care.
The primary health insurance scheme for orphans and people of determination in Abu Dhabi is Thiqah (or enhanced plans where applicable), which is extended by the Abu Dhabi government to UAE nationals, offering extensive coverage.
2. Who Is Eligible?
The health insurance application can be made on behalf of
-
Orphans: Children who have lost both parents and are under the care of guardians or government entities.
-
People of Determination (Under 18 Years): Any child under the age of 18 who is diagnosed with a physical or intellectual disability.
These individuals are eligible to receive comprehensive health insurance that covers a wide range of medical treatments and rehabilitative services.
3. How to Apply for Health Insurance for Orphans and People of Determination
Applying for health insurance for orphans and people of determination involves a straightforward process, but it is important to follow the necessary steps to avoid delays. Here’s what you need to do
Step 1: Prepare the Required Documents
Before starting the application process, ensure you have all necessary documents on hand:
-
Valid Emirates ID of the child or individual applying for the insurance.
-
Proof of guardianship (for orphans). This could be a legal document showing that you are the legal guardian of the orphan.
-
Medical reports or certifications that confirm the child’s status as a person of determination. These should be issued by recognized medical authorities in the UAE.
-
Passport-size photographs for identification purposes.
-
Birth certificate and other identity documentation if applicable.
Step 2: Visit the Relevant Government Portal
For UAE nationals and residents in Abu Dhabi, the TAMM portal provides an easy way to apply for health insurance online.
-
Visit the TAMM website and sign in using your UAE PASS account.
-
Navigate to the “Health Insurance” section and select the option to apply for coverage for an orphan or person of determination.
-
Follow the prompts to upload your documents, fill out the required information, and submit your application.
Alternatively, you can visit the Department of Health (DoH) office or a customer happiness center for in-person assistance if required.
Step 3: Await Processing and Approval
Once your application has been submitted, the authorities will review the provided documents. The review process generally takes a few weeks, but applicants are encouraged to follow up on the status through the TAMM portal or customer service centers.
After approval, the individual will be enrolled in the government-backed health insurance scheme and receive their insurance card, which can be used at public and private hospitals, clinics, and healthcare centers across Abu Dhabi.
4. Benefits of the Health Insurance Scheme
The health insurance offered to orphans and people of determination under the age of 18 in Abu Dhabi provides comprehensive healthcare services, including
-
Full coverage of medical treatments: This includes consultations with specialists, diagnostic tests, medications, and necessary surgeries.
-
Access to rehabilitation services: For people of determination, the scheme covers physiotherapy, speech therapy, occupational therapy, and other rehabilitative services.
-
Preventive healthcare: Vaccinations, routine check-ups, and dental care are covered to ensure early detection and prevention of diseases.
-
Mental health services: The insurance plan provides coverage for psychological counseling and therapy services when necessary.
-
Emergency care: In case of emergencies, the insured can access emergency medical services at both public and private hospitals in Abu Dhabi.
The scheme aims to alleviate the financial burden on families and guardians by ensuring that healthcare is accessible and affordable for these vulnerable groups.
5. Key Considerations
-
Annual Renewal: The health insurance for orphans and people of determination must be renewed annually. The renewal process is generally straightforward, but it's important to keep all documents updated and submit any necessary renewals through the TAMM portal or via customer happiness centers.
-
Support Services: Abu Dhabi provides various support services for orphans and people of determination, including early intervention programs, educational assistance, and social support networks. Make sure to explore these resources through government entities like the Ministry of Community Development and Zayed Higher Organization for People of Determination.
Conclusion
Applying for health insurance for orphans and people of determination under 18 in Abu Dhabi ensures they receive the medical care they need. By following the outlined steps, families, guardians, and caretakers can secure comprehensive healthcare coverage, safeguarding the health and wellbeing of these vulnerable individuals. Always keep your documentation updated and take advantage of the available government resources to simplify the process.
For further assistance, contact the Department of Health or visit the TAMM website for online application and support services.
