Car insurance in Sharjah is essential for navigating its charming roads and stunning beaches. As the number of vehicles on the road's increases, so does the importance of having adequate car insurance to protect you from legal and financial consequences in the event of traffic accidents. In this article, we provide all the information you need to choose the best car insurance in Sharjah that suits your needs and budget.
Car insurance laws in Sharjah are similar to the rest of the Emirates, where third-party insurance is mandatory for all vehicles, covering bodily and property damage to third parties in the event of an unfortunate accident.
Types of Car Insurance in Sharjah
There are two main types of car insurance in Sharjah:
Third-Party Car Insurance: Third-party car insurance provides the minimum coverage required by law in the UAE. If you cause an accident resulting in bodily injury or damage to another person's property and vehicle, third-party insurance will cover these costs. However, it will not cover any damages to you or your vehicle, requiring you to repair your car yourself.
Comprehensive Car Insurance: Comprehensive car insurance is relatively higher in cost compared to third-party insurance. It offers more comprehensive protection against third-party damages as well as damages that may affect you and your vehicle. Comprehensive insurance covers damages caused by almost all possible reasons, from accidents and theft to damages caused by fire and lightning.
Insurance Packages and Additional Coverages
Many insurance companies in Sharjah offer distinctive insurance plans, adding some features or additional coverages for free or for an extra fee on the insurance policy, such as repair at the agency, off-road driving coverage, natural disaster coverage, compensation for front windshield damage, coverage in Oman, and others.
Required Documents for Purchasing Car Insurance in Sharjah
-
Emirati ID card
-
Driver's license
-
Vehicle registration card (ownership)
How to Purchase Car Insurance in Sharjah
To purchase the best car insurance in Sharjah, you need to take some simple steps to get the insurance policy that suits your budget and needs, such as:
-
Compare quotes from insurance companies: Compare insurance quotes from different companies, compare prices, coverages, and additional services before making a purchase decision to get the best car insurance in Sharjah. To do this in the best and easiest way, download the Shory app to compare quotes and purchase insurance policy in less than 90 seconds.
-
Choose the insurance policy that suits your needs: Determine the type of policy you want based on the level of coverage and additional coverages that suit your budget and your car's needs.
-
Payment: Pay the insurance cost using your bank card or pay with the Apple Pay service. Alternatively, you can choose the buy now, pay later feature provided by the Shory app.
-
Your car insurance is ready: Get your insurance document electronically, instantly. You can keep an electronic copy for use when needed.
Why Choose Shory to Purchase the Best Car Insurance in Sharjah?
We are a leading online platform that provides easy and fast car insurance comparison and selection services. Through Shory, you can get customized quotes from accredited insurance companies in Dubai and compare them quickly and easily, getting your car insurance document instantly in less than 90 seconds without any human intervention.
Advantages of Purchasing Car Insurance Sharjah via Shory
With Shory, you don't need to insure your car in the traditional long way, as we offer a unique, all online purchase experience for car insurance in Sharjah through:
-
Quick and simple purchasing process: Get insurance quotes from various insurance companies in real-time, compare the quotes, and buy the policy that suits you in less than 90 seconds through our website or mobile app.
-
100% online: The entire insurance purchase process is done online without the need to download any documents or exit the application and without any human intervention.
-
Competitive prices and exclusive offers: We guarantee you the best price for insuring your car by cooperating with leading insurance companies.
-
Customize the policy as you like: You can add additional coverages and customize the insurance policy according to your needs.
-
Instant issuance of insurance document: With Shory, you will get your insurance document instantly anytime, anywhere.
-
World-class customer service: Our specialized team provides full support and assistance throughout your car insurance journey.
-
Smooth claims management: We provide you with an easy and smooth claims experience at any time.
What Do Customers Say About Shory?
Shory has received a 4.9 rating on Google, which is evidence of its commitment to providing exceptional services to its customers and its constant efforts to maintain their satisfaction and trust.
Additional Coverage and Insurance Upgrades in Sharjah
In addition to basic coverages, a variety of additional coverages are available that you can add to your car insurance plan for an additional fee, such as:
-
Fire and theft insurance: This type covers the financial losses resulting from a fire or theft of the entire car.
-
Natural disaster insurance: Covers damages to your car due to floods, storms, earthquakes, and more.
-
Personal liability insurance: Provides financial protection against legal suits resulting from bodily injuries or property damage to third parties due to an accident you caused.
-
Roadside assistance service: Coverage for minor breakdowns and accidents on the road and providing towing and emergency repair services.
-
Temporary replacement car: Getting a temporary car while your car is being repaired in the event of an accident.
-
Extended warranty: Extending the manufacturer's warranty period to cover additional faults.
-
Replacement of original spare parts: Guaranteeing the use of original spare parts when repairing your car.
How to Contact Us
We are always available to provide you with the best support.
Call us at 800 SHORY (74679)
From Monday to Sunday: 09:00 AM–09:00 PM
Or contact us via WhatsApp +971 800 74679
For claims, you can start your request here.
You might also like
Car Insurance in Ras Al Khaimah
Car Insurance in Umm Al Quwain