Finding the right car as a new driver is already a challenge, add insurance costs on top and things get even trickier. At Shory, I know how important it is to make smart decisions early on. Whether you're buying your first ride or helping someone choose theirs, affordable car insurance for new drivers is a key factor to consider.
To make it easier, I’ve rounded up the cars with low insurance rates for beginners in 2025, tailored for the UAE market. These vehicles strike a perfect balance between safety, affordability, and low insurance premiums.
Why Insurance Rates Matter for New Drivers
New drivers, especially those under 25 tend to face steeper insurance premiums. Why? It boils down to risk. With less driving experience comes a higher likelihood of accidents. That’s why selecting the best cars for new drivers insurance isn’t just smart, it can save thousands of dirhams over time.
Insurance companies look at vehicle type, safety features, repair costs, and theft rates when determining premiums. So choosing a car that ticks these boxes can significantly reduce your annual policy costs.
Top Cars for Affordable Insurance in 2025
Here’s our curated list of cars with cheap insurance for young drivers in the UAE this year:
1. Toyota Yaris
Reliable, compact, and with a reputation for being easy to maintain, the Yaris is a consistent favorite. It’s fuel-efficient, equipped with modern safety features, and perfect for city commutes.
2. Hyundai Accent
The Accent is an ideal pick for young drivers. It’s affordable upfront, has good safety ratings, and because it’s widely available in the UAE, repairs and parts don’t cost a fortune - keeping insurance premiums lower.
3. Kia Picanto
A small car with a big reputation. The Picanto is popular among first-time drivers for its ease of handling and affordable service costs. That translates directly to lower insurance quotes.
4. Nissan Sunny
With spacious interiors and excellent safety scores, the Sunny offers more than just comfort—it’s one of the top cars for affordable insurance in the country, especially for younger drivers.
5. Mitsubishi Attrage
It might not win points for style, but when it comes to being budget-friendly and economical to insure, the Attrage delivers. It's a practical choice that insurance companies favor due to its modest engine and low-risk profile.
How to Choose the Right Car for Insurance Savings
Not all cars are created equal when it comes to insurance. Here’s how to find cheap car insurance for new drivers more effectively:
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Stick to Standard Models: Sporty trims or modified versions tend to carry higher premiums.
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Check Safety Ratings: Cars with high safety scores often qualify for discounts.
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Avoid High-Performance Engines: Bigger engines usually mean bigger premiums.
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Compare Insurers: At Shory, we make it easy to compare quotes across top providers in minutes.
Why Trust Shory?
Short has helped thousands of UAE residents find affordable car insurance for new drivers, we understand the local market inside out. Our platform offers instant quotes, transparent comparisons, and zero paperwork delays, so you spend less time browsing and more time driving.
Final Thoughts
Choosing from the cars with cheap insurance for young drivers isn’t just about saving money, it’s about setting up for a safe, confident driving future. Whether you're a teen hitting the road for the first time or a parent guiding your child through their first car purchase, the right decision starts with the right information.
At Shory, we're here to help you drive smart, save more and stay protected. Happy driving!
