Third-party car insurance is the most basic and legally required coverage for vehicle owners in the UAE. While it protects you against liabilities for damages to others, it does not cover your own car. To enhance protection, insurers offer add-ons that can be included in your policy for a more comprehensive safety net. Let’s explore the key add-ons available with third-party car insurance in the UAE.
1. Personal Accident Cover for Drivers and Passengers
This add-on provides financial support in case of injury or death due to an accident. It covers medical expenses, disability, or loss of life compensation for the driver and passengers.
2. Roadside Assistance
Breakdowns can happen anytime, anywhere. With roadside assistance, you get services like towing, battery jump-start, flat tire change, fuel delivery, and even lockout assistance, ensuring you're never stranded.
3. Oman Extension Cover
If you frequently drive to Oman, this add-on extends your third-party insurance to cover liabilities while driving in the neighboring country, giving you peace of mind on cross-border trips.
Why Consider Add-Ons for Third-Party Insurance?
While third-party insurance fulfills legal requirements, it offers limited coverage. Adding these optional benefits enhances your protection and convenience, helping you manage unforeseen events better.
Conclusion
Choosing the right add-ons depends on your driving habits and personal needs. Whether it’s roadside assistance, fire and theft coverage, or cross-border protection, these extras ensure that even with basic third-party insurance, you have additional security and peace of mind.
