Health insurance is mandatory in Abu Dhabi, ensuring that all residents have access to essential medical services. Whether you are a UAE national or an expatriate, there are different health insurance requirements based on your residency status. Understanding these requirements can help you select the right coverage for you and your family.
Health Insurance for UAE Nationals in Abu Dhabi
UAE nationals in Abu Dhabi are covered under the Thiqa programme, which provides full medical coverage. The programme extends to:
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UAE nationals and those with a similar status residing in Abu Dhabi.
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UAE nationals and those with a similar status from other emirates.
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Non-UAE nationals who are sponsored by a UAE national family member (subject to criteria set by the Department of Health – Abu Dhabi).
How to Enrol in the Thiqa Programme
Eligible individuals can enrol in or renew their Thiqa insurance through:
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The Thiqa website.
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The Thiqa app, available on the App Store and Google Play.
Benefits of the Thiqa Programme
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Comprehensive medical coverage: Access to a wide range of medical services.
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Broader geographical coverage: Includes select locations outside Abu Dhabi.
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Access to a vast network: The Thiqa card allows policyholders to receive treatment at numerous private and public healthcare facilities registered with Daman, the official health insurance provider.
Health Insurance for Expats in Abu Dhabi
Expats in Abu Dhabi must have health insurance either through their employer or by purchasing an individual policy. The options include:
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Group Health Insurance: Provided by employers to their employees and, in some cases, their dependents. Coverage varies depending on the employer's plan.
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Individual Health Insurance: If an employer does not provide coverage or if you need additional benefits, you can purchase an individual health insurance plan that suits your needs.
Choosing the Right Health Insurance
When selecting a health insurance plan, expats should consider:
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Coverage requirements: Ensure the policy meets your healthcare needs, including hospitalisation, outpatient services, and emergency care.
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Network providers: Check if your preferred hospitals and clinics are covered under the plan.
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Premium costs: Compare plans to find the best balance between affordability and benefits.
Get the Right Health Insurance with Shory
Whether you are a UAE national enrolling in Thiqa or an expat looking for a suitable plan, having the right health insurance is essential for your well-being. At Shory, we offer instant, 100% online health insurance solutions tailored to your needs.
Find the best plan for you today! Visit Shory or call 800 SHORY for more information.
