If you’ve ever found yourself in the middle of a veterinary clinic holding your wallet and whispering, “Please don’t be expensive”, you’re not alone. Owning a pet comes with its fair share of cuddles, zoomies and the occasional destruction of your favourite pair of shoes, but it also comes with expenses. That’s where pet insurance comes in.
Here’s a simple guide to understanding pet insurance and why it’s important.
What is pet insurance and how does it work?
Think of pet insurance as health insurance, but for your dog or cat. When your pet gets sick, injured, or needs medical treatment, pet insurance helps cover the cost. Depending on the plan you choose, you’ll pay a premium (a set amount every month or year) in exchange for coverage that can save you from hefty vet bills.
Here’s how it works in three easy steps:
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You pay for the treatment upfront.
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You submit a claim to your pet insurance provider.
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You get reimbursed based on the coverage in your plan.
It’s that simple, no tail-chasing required.
Why should you consider pet insurance in the UAE?
In the UAE, veterinary care can be pricey, especially if your furry friend requires surgery, ongoing treatments, or emergency care. Without insurance, a major medical issue can cost thousands of dirhams.
Pet insurance helps you:
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Avoid financial strain in case of unexpected medical bills.
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Ensure your pet gets the best treatment possible without worrying about costs.
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Budget your pet’s healthcare expenses more effectively.
Plus, it gives you peace of mind knowing you’re covered for those “just in case” moments.
What does pet insurance cover?
The coverage depends on the plan you choose, but typically, pet insurance covers:
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Accidents: Injuries, broken bones, or emergencies like swallowing something they shouldn’t.
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Illnesses: Conditions like infections, allergies, and even chronic illnesses like diabetes.
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Diagnostics and treatments: X-rays, lab tests, surgeries, and medication.
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Hospitalisation and emergency care: For when your pet needs to stay overnight or requires urgent medical attention.
Some plans also offer coverage for wellness check-ups, vaccinations, or routine care at an additional cost.
What’s not covered?
While pet insurance can be a lifesaver, it’s important to know what’s not included in most policies:
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Pre-existing conditions (issues your pet already had before getting insured).
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Routine grooming or elective procedures (like spaying/neutering unless specified).
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Breeding-related expenses.
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Non-veterinary costs like pet food or toys (sadly, no coverage for chew-proof sofas).
Be sure to read the fine print so you know exactly what your policy covers.
How much does pet insurance cost in the UAE?
The cost of pet insurance varies based on factors like your pet’s age, breed, and health. For example:
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Older pets or certain breeds prone to health issues may have higher premiums.
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Plans with extensive coverage (like routine care) tend to cost more.
But don’t worry, Shory makes it easy to find the right coverage for your budget. With just a few clicks, you can compare plans for your cat or dog and get insured in minutes—no paperwork required.
Is pet insurance worth it?
Absolutely! Even if your pet is perfectly healthy right now, accidents and illnesses can happen when you least expect them. Pet insurance ensures you never have to choose between your wallet and your pet’s wellbeing.
How to get started with pet insurance
Ready to insure your furry friend? Here’s how you can get started:
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Choose the right plan: Browse pet insurance options on Shory.
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Fill in the details: Provide your pet’s age, breed, and medical history.
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Get insured in minutes: With Shory, it’s 100% online, paperwork-free, and instant!
Your pet is part of your family, and just like you wouldn’t compromise on your own health, their health deserves the same care. Explore Shory’s pet insurance plans today to keep their tails wagging happily and your peace of mind intact.
For any questions or assistance, give us a call at 800 SHORY (tel:80074679). We're here to help.
