When Is the Best Time to Get Insurance for Your Pet Dog?

Last updated on : 20 Feb 2025
3 min read

Owning a dog is a joyful experience, but it also comes with responsibilities, especially when it comes to their health and well-being. Pet insurance is an excellent way to manage veterinary costs and ensure your dog receives the care they need. However, many pet owners in the UAE wonder, When is the best time to get insurance for my dog?

Here’s everything you need to know about the right timing for insuring your dog.

1. As Early as Possible

The best time to get insurance for your dog is when they are young and healthy. Puppies generally have fewer pre-existing medical conditions, making them eligible for comprehensive coverage at a lower cost. Insuring your dog early also means you’ll have financial protection during their crucial growth years, when vaccinations and initial health checks are necessary.

2. Before Health Issues Arise

Pet insurance doesn’t cover pre-existing conditions, so it’s essential to insure your dog before any illnesses or injuries occur. Waiting too long might limit the coverage you can obtain, leaving certain medical expenses uncovered.

For example:

  • If your dog develops a chronic condition like arthritis or diabetes before getting insured, treatment for that condition won’t be included in the policy.

3. After Adoption

If you’ve recently adopted a dog, getting them insured should be one of your first steps. New pets often require veterinary visits, vaccinations, and routine care, all of which can be covered by insurance. Starting a policy immediately after adoption ensures you’re financially prepared for their needs.

4. During Life Changes

Certain changes in your life or your dog’s routine might make pet insurance more urgent. For instance:

  • Increased activity levels: If your dog becomes more active, the risk of accidents may increase, making accident coverage essential.

  • Travelling with your pet: Insurance can provide coverage for travel-related incidents.

5. For Senior Dogs: Sooner Is Better

While younger dogs are easier to insure, senior dogs can also benefit from insurance if they don’t have significant pre-existing conditions. Coverage for older dogs tends to be more expensive, so it’s best to start a policy before they reach an advanced age.

Why Timing Matters

Getting insurance at the right time ensures your dog has access to comprehensive care throughout their life. Delaying coverage could result in:

  • Higher premiums as your dog ages

  • Limited coverage for pre-existing conditions

  • Out-of-pocket expenses for unexpected medical needs

How Shory Can Help

At Shory, we make pet insurance simple and accessible. Our plans are designed specifically for dogs, covering everything from accidents and illnesses to routine care. With our 100% online process, you can secure insurance for your dog quickly and without hassle.

Secure Your Dog’s Future Today

The best time to get pet insurance for your dog is now. Whether you have a playful puppy or a seasoned senior, Shory has the right coverage to suit your needs. Explore our plans at Shory Pet Insurance or contact us at 800 SHORY (800 74679) for assistance.

Disclaimer: Shory aims to present accurate and up to date information, however we take no responsibility or liability for any errors or omissions in the content

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